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NFIP changes in April 2019; January 2020

The Federal Emergency Management Agency announced program changes to be implemented in the National Flood Insurance Program. According to Bulletin W-18021a, some changes that are effective April 1, 2019, include:

  • updated premium rates;
  • a revision of Severe Repetitive Loss Premium; and
  • a declarations page requirement related to clear communication of risk.

Other program changes that are effective Jan. 1, 2020, include:

  • updated base premiums for Preferred Risk Policies and policies rated under the Newly Mapped procedure; and
  • updated premium multiplier tables for policies rated under the Newly Mapped procedure.

For more information on these changes and other flood-related news, including marketing resources; coverages issues; and information on flood maps and elevation certificates, check out PIA’s Flood Insurance Tool Kit, another benefit of your PIA membership.

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