You're Using your House and Car for What?!

More people than ever are working from home. Many of our insureds are allowed or even encouraged to work remotely. Some are starting businesses in their homes or garages. Still others rent out their homes on Airbnb. What does the Homeowners Policy say about this, and what should an insurance agent do? And then there are the cars! What happens when your client's 17-year-old son starts delivering pizza? With Uber on the scene, the use of personal vehicles for transportation of people and goods becomes an even larger concern. How as agents do we protect our clients? Is there coverage available under the Personal Auto Policy? Take a big picture view and then move in close for a detailed view of these issues.