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Workers’ compensation

280004-00

Employee vs. independent contractor
A condo association hired a property manager to manage the association, the manager hired a landscaper to work on the premises. If the......

900021-00

Stopgap insurance
Could you explain “stopgap” insurance? How is it provided?...

900067-00

Workers’ compensation—Florida domestic employees
We’re not sure where to turn to obtain workers’ compensation for a domestic employee who will be coming into our clients’......

900176-00

Covering workers’ compensation exposures in the Virgin Islands
We need to cover a possible workers’ compensation exposure in St. Thomas, Virgin Islands. Does St. Thomas require workers’......

900177-00

Temporary work in Canada
Our client will be doing well drilling in Ontario, Canada. How do I cover the workers’ compensation exposure?...

900182-00

Audit time frames
According to the company, the wrong rates were used to rate workers’ compensation coverage for a construction business back in 2018-19. In......

900197-00

Florida traveling salesperson
Our insured is opening a Florida sales office. The salesperson will be based in Florida but traveling 50% of the time. Do you know if a Florida......

900230-00

Class change upon audit
Can a carrier add a new class to a workers’ compensation policy upon audit?...

900238-00

Workers’ compensation fines
Can members of a limited liability company or officers of a corporation be held personally responsible for workers’ compensation fines when......

900268-00

Foreign exposures
For clients who have employees traveling outside of the U.S., at what point does coverage cease (i.e., Canada, Mexico, Israel, or England)? Is......

900321-00

Form 154 requirements for out-of-state businesses when operating in Massachusetts
What workers’ compensation insurance requirement applies to a business domiciled in another state, but operating in Massachusetts?...

900438-00

Occupational Safety and Health Administration—COVID-19  
Are COVID-19 illnesses recordable to OSHA?...