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Certificates of insurance
290154-00
Certificates—principals excluded
Should certificates of insurance indicate whether a principal (that is a sole proprietor, partner, or member) has not elected coverage on the......
290299-00
New Jersey Certificates of Insurance Law
I have a client whose business is located in New Jersey, but will be doing a job in another state. Does the New Jersey Certificate of Insurance......
290304-00
Certificates—contract requires less coverage
My client has entered into a contract to do work that requires them to carry a minimum of $1 million worth of coverage. However, my......
290307-00
Warranties of coverage
I have a client who is a subcontractor. The client has asked that in addition to a certificate of insurance I provide them with a document......
290316-00
Certificates of insurance
Many of my clients are subcontractors, and are being requested by the general contractor to have certificates of insurance that sometimes go......
900008-00
Certificates—listing exclusions
We frequently are asked to issue a certificate of insurance for contractors. If there are excluded operations (e.g., roofing), should these be......
900091-00
BAP additional insured
Suppose a certificate holder requests additional insured coverage on the business automobile policy, as well as the general liability policy. Can......
900167-00
CGL blanket additional insured endorsement
Do the ISO Commercial General Liability Coverage Form (CG 00 01) and a proprietary blanket additional insured endorsement satisfy the following......
900193-00
Primary language on certificates
If “primary” coverage is already built into most subcontractors’ general liability policies, why won’t their insurance......
900213-00
Certificate—how much information is enough under certificates of insurance
When issuing a certificate of insurance, how much information about the insured’s coverages do we need to list on the certificate? For......
900224-00
Automatic additional insured
If we indicate that a contractor is an additional insured on a certificate of insurance and there is an automatic additional insured endorsement......
900259-00
Certificates—midterm change in limits
In these economic times, we have a number of clients looking to reduce their umbrella limit on a midterm basis. We have issued certificates......
900430-00
‘Sample’ certificate of insurance
We have an insured asking for a “sample” certificate of insurance. He does not want a certificate holder listed and intends to deliver......
900431-00
Certificate holders
My client has insurance to do business as a drywaller and gave a certificate of insurance to a general contractor. She recently had her policy......