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Certificates of insurance

310328-00

Forgery of an insurance certificate
Recently, we were shown a certificate of insurance that we issued which the insured photocopied, whited out and re-typed to indicate the presence......

310348-00

Adding terms to a certificate of liability insurance
May an insurance agent add terms to a certificate of liability insurance without violating the Insurance Law?...

310473-00

Requiring certain coverages/endorsements be reflected on certificates
Does the New York certificates law prohibit someone from requiring certain insurance coverages or endorsements, and that those......

900008-00

Certificates—listing exclusions
We frequently are asked to issue a certificate of insurance for contractors. If there are excluded operations (e.g., roofing), should these be......

900091-00

BAP additional insured
Suppose a certificate holder requests additional insured coverage on the business automobile policy, as well as the general liability policy. Can......

900193-00

Primary language on certificates
If “primary” coverage is already built into most subcontractors’ general liability policies, why won’t their insurance......

900213-00

Certificate—how much information is enough under certificates of insurance
When issuing a certificate of insurance, how much information about the insured’s coverages do we need to list on the certificate? For......

900224-00

Automatic additional insured
If we indicate that a contractor is an additional insured on a certificate of insurance and there is an automatic additional insured endorsement......

900259-00

Certificates—midterm change in limits
In these economic times, we have a number of clients looking to reduce their umbrella limit on a midterm basis. We have issued certificates......

900430-00

‘Sample’ certificate of insurance
We have an insured asking for a “sample” certificate of insurance. He does not want a certificate holder listed and intends to deliver......

900431-00

Certificate holders
My client has insurance to do business as a drywaller and gave a certificate of insurance to a general contractor. She recently had her policy......