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Kemper/Unitrin - NY
2003
2004
2005
2006
2007
2008
No. of agents
16
47
51
43
61
53
No. of cos. rated
37
38
42
56
54
56
Company ranking
25
th
21
st
22
nd
21
st
15
th
11
th
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
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This co.
Avg. all cos.
This co.
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Company scores
54.8
55
56.4
56.1
58.7
56.7
59.1
56
62
58.8
62.8
58.5
Products & pricing
2003
2004
2005
2006
2007
2008
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
Pricing is competitive
3.6
3.4
3.4
3.3
3.6
3.4
3.6
3.4
3.6
3.5
3.8
3.5
Coverage compares favorably
4.2
4.1
4.1
3.9
4.3
4
4.2
3.9
4.3
4
4.3
4
Treatment of agents
2003
2004
2005
2006
2007
2008
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
Dedicated to independent agency system
3.4
3.8
3.6
3.9
3.8
4
3.8
3.9
4
4.1
4.2
4.1
Attractive agency compensation
3.6
3.5
3.1
3.4
3.5
3.5
3.3
3.5
3.8
3.7
3.7
3.6
Communicates effectively
2.9
3.6
3.5
3.5
3.7
3.6
3.6
3.5
4
3.7
4
3.7
Marketing support
2003
2004
2005
2006
2007
2008
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
Advertises, is recognizable brand
3
3.6
2.9
3.2
2.9
3
3.1
3
3
3.1
3.1
3.1
Supports agency marketing
2.8
3.2
3.4
3.2
3.3
3.2
3.4
3.2
3.7
3.3
3.6
3.3
Technology
2003
2004
2005
2006
2007
2008
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
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This co.
Avg. all cos.
This co.
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Good technology overall
3.4
3.7
3.6
3.4
3.4
3.3
3.4
3.3
3.6
3.5
3.8
3.5
Good support, helps with training
3.2
3.4
3.4
3.3
3.6
3.2
3.3
3.2
3.8
3.4
3.9
3.4
Enables SEMCI/Real-Time transactions
2.6
3
2.8
2.9
3
2.8
3.9
3.1
3.8
3.4
4
3.4
Claims handling
2003
2004
2005
2006
2007
2008
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
Pays promptly
3.8
4
4.2
3.9
4.1
4
4
3.8
4.2
4
4.2
4.1
Adjusts claims fairly
4.1
3.9
3.9
3.9
4
3.9
4.1
3.8
4.2
4
4.2
3.9
Service
2003
2004
2005
2006
2007
2008
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
Good overall service
3.4
3.8
3.8
3.7
3.9
3.8
3.9
3.7
4.1
3.9
4.2
3.9
Speedy, responsive service
4.1
3.9
4
3.8
4.3
3.9
3.9
3.5
4.1
3.8
4.1
3.7
Underwriting
2003
2004
2005
2006
2007
2008
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
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This co.
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Stable, consistent market
3.4
3.5
3.8
3.6
3.8
3.8
4
3.7
3.9
3.9
4
3.8
Grants flexibility when warranted
3.2
3.1
3.1
3.2
3.5
3.3
3.6
3.3
3.9
3.5
3.7
3.5
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