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Selective - NY
2003
2004
2005
2006
2007
2008
No. of agents
13
39
29
41
35
20
No. of cos. rated
37
38
42
56
54
56
Company ranking
8
th
13
th
12
th
1
st
5
th
1
st
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
Company scores
61.2
55
58.5
56.1
61.2
56.7
64.7
56
64.4
58.8
67.2
58.5
Products & pricing
2003
2004
2005
2006
2007
2008
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
Pricing is competitive
3.8
3.4
3.7
3.3
4
3.4
3.9
3.4
3.9
3.5
4.1
3.5
Coverage compares favorably
4.4
4.1
3.8
3.9
4.1
4
4.2
3.9
4.2
4
4.4
4
Treatment of agents
2003
2004
2005
2006
2007
2008
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
Dedicated to independent agency system
4.6
3.8
4.2
3.9
4.3
4
4.3
3.9
4.4
4.1
4.5
4.1
Attractive agency compensation
3.7
3.5
3.5
3.4
4
3.5
3.9
3.5
4.1
3.7
3.6
3.6
Communicates effectively
3.9
3.6
3.8
3.5
3.8
3.6
4.1
3.5
4.2
3.7
4.5
3.7
Marketing support
2003
2004
2005
2006
2007
2008
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
Advertises, is recognizable brand
3.3
3.6
3
3.2
2.9
3
3
3
2.9
3.1
3.5
3.1
Supports agency marketing
3.8
3.2
3.4
3.2
3.5
3.2
3.7
3.2
3.7
3.3
4.2
3.3
Technology
2003
2004
2005
2006
2007
2008
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
Good technology overall
4
3.7
3.8
3.4
4
3.3
4.4
3.3
4.1
3.5
4.3
3.5
Good support, helps with training
3.5
3.4
3.7
3.3
3.7
3.2
4.4
3.2
4.1
3.4
4.5
3.4
Enables SEMCI/Real-Time transactions
3.5
3
3.1
2.9
3.2
2.8
4.3
3.1
4.1
3.4
4.3
3.4
Claims handling
2003
2004
2005
2006
2007
2008
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
Pays promptly
4.3
4
3.7
3.9
4.1
4
4.1
3.8
4.2
4
4.3
4.1
Adjusts claims fairly
4.3
3.9
3.7
3.9
3.8
3.9
3.9
3.8
4.3
4
4.4
3.9
Service
2003
2004
2005
2006
2007
2008
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
Good overall service
3.9
3.8
4
3.7
4
3.8
4.2
3.7
3.9
3.9
4.4
3.9
Speedy, responsive service
3.8
3.9
3.9
3.8
4
3.9
4.3
3.5
4.1
3.8
4.2
3.7
Underwriting
2003
2004
2005
2006
2007
2008
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
This co.
Avg. all cos.
Stable, consistent market
3.5
3.5
3.8
3.6
3.9
3.8
4.3
3.7
4.3
3.9
4.1
3.8
Grants flexibility when warranted
3
3.1
3.4
3.2
3.9
3.3
3.7
3.3
3.9
3.5
3.9
3.5
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