New Jersey Agency Handbook

	About PIA • Join PIA • Contact us • Site map

PIANJ’s Online Agency Handbook can help you and your staff save time and stay in compliance with New Jersey Insurance Law and regulations. It's designed for busy professionals looking for useful answers in brief, clear language. A comprehensive guide to New Jersey laws, regulations and other valuable business information, your handbook will grow even more valuable each year. Your PIANJ Agency Handbook is a free membership benefit, available exclusively to PIANJ members.

Each section of the handbook offers key word search capabilities for quick reference, and allows you to e-mail essential information to your staff right from that particular document.

As always, PIA’s Industry Resource Center encourages your feedback and comments on our services to ensure your continued satisfaction. Please feel free to e-mail PIA’s Industry Resource Center at resourcecenter@pia.org with any additional questions or comments. We look forward to hearing from you.


		Producer licensing A in-depth kit outlining New Jersey licensing requirements, continuing education rules and applicable penalties.			Marketing practices Outlines the rules and regulations applicable to insurance producers marketing including advertisements.

		Commissions and service fees Defines fees and commissions; when they can be charged and to whom; as well as a sample service fee agreement for your use.			Agency termination A comprehensive kit to the laws and regulations regarding agency terminations, including notice requirements and applicable run-off periods.

		Producer contracts An in-depth look at producer contracts and proper considerations for entering these types of agreements, along with sample wording.			Surplus lines procedures An in-depth discussion, along with appropriate forms, for doing business in the New Jersey excess and surplus lines market.

		Insurer insolvency Gives an in-depth overview of insurer insolvency, including eligible risks, maximum limits, and the different guaranty funds available.			Insurance scoring Extensive discussion on credit reports, agent responsibilities and privacy issues with insurance scoring.

		Unfair claims settlement practices A discussion of the New Jersey unfair claims statutes and regulations to assist producers in helping their clients through the claims process.			Safeguarding customer information Review of the regulation that requires producers to establish safeguards to protect customer records and information.

		Management of funds An in-depth "how to" on the proper management of funds and information on the basic record keeping requirements including electronic recordkeeping.			Handy information Reference information to assist you in getting DMV codes, legislator contact information and DOBI information.

		Policyholder protections An in-depth review of the laws and regulations concerning cancellations, nonrenewals, conditional renewals and other policyholder protections. • Personal lines policyholder protections • Commercial lines policyholder protections • Other miscellaneous provisions			If after reviewing the above information, you have an additional questions, please feel free to contact PIA's Industry Resource Center by e-mailing resourcecenter@pia.org, and we will be happy to assist you.